*Payment examples based on as low as rate and the following terms: $5,000 at 5.00% APR 18-month term, $7,500 at 7.5% APR, 24-month term, $10,000 at 10.00% APR 30-month term. APR = Annual Percentage Rate. As low as rates include a 2% discount for qualifying automatic payments. Rates based on creditworthiness. Minimum credit score to qualify for promotional rate and terms is 700 TransUnion. You may not qualify for the lowest rate. Other rates and terms available for those that do not meet the minimum score. See credit union for your qualifying rate and term. Offer may not be combined with any other offer. Rates subject to change at any time. Any/all proceeds subject to controlled distribution to the creditor(s) being consolidated/refinanced. All loans subject to credit approval. Standard underwriting guidelines apply. Membership eligibility is required. This credit union is federally insured by the National Credit Union Administration. 

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BORROW UP TO $5,000 - 
Pay as little as $293.38/mo.*

BORROW UP TO $7,500 -
Pay as little as $344.29/mo.*

BORROW UP TO $10,000 - 
Pay as little as $387.37/mo.*

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Heroes Think  Smarter.

We see you teacher and school staff heroes. If one of your goals this year is to pay down debt, we want to help give you a smart choice to consolidate that debt and pay it off faster and for less. Whether you’re looking to pay down high-interest credit card debt, consolidate other bills, or just want to want to lower your interest rate or monthly payment let us help you pay off debt smarter with a Smart Consolidation Loan from Educational Community Alliance CU.

Pay off debt faster - and for good - with a fixed term and lower interest rate.